Frequently Asked Questions

WeFi is the World's First Deobanking Platform (Decentralized On-Chain Deobanking Platform), combining traditional banking services with blockchain technology. You get WeFi Cards accepted at 140M+ merchants, self-custody wallets, global payments, and DeFi earning opportunities - all while maintaining complete control of your assets.

WeFi operates entirely on-chain using the WeChain blockchain with AI-powered compliance. You purchase ITO Units which automatically mine WFI tokens until 2032. These tokens unlock banking services, staking rewards, and equity participation in WeFi's growth.

WFI is WeFi's native utility token with a fixed supply of 1 billion (hard cap). It powers the entire ecosystem - reducing fees, providing staking rewards, granting governance rights, and offering affiliate program access. The token uses a halving mechanism every 2 years to create scarcity.

Yes. WeFi is co-founded by experienced WeFi leadership (Tether co-founder), holds regulatory licenses in multiple jurisdictions including the UAE, Canada, and the Czech Republic, and won Digital Deobanking Platform of the Year 2025. Your funds remain in self-custody wallets - you control your keys and assets at all times. Every transaction is on-chain, transparent, and verifiable.

WeFi bridges traditional banking (WeFi Cards, fiat on/off ramps, regulatory compliance) with DeFi innovation (self-custody, transparent smart contracts, decentralized governance). Unlike pure DeFi platforms or neobanks, WeFi gives you the best of both worlds - security, legitimacy, and unlimited earning potential without surrendering control of your assets.

Opening a Wefi account takes under 3 minutes and follows 3 simple steps: provide your email address, enter the 5-digit verification code sent to your inbox, and confirm a few compliance checkboxes. No credit checks required. KYC is completely optional — you do not need it to start using the platform or earning rewards.

You need a valid email address and a smartphone to access the app. To fund your account, you can deposit cryptocurrency (USDT, USDC, or other supported tokens) from another wallet, or use Wefi's built-in fiat on-ramp to deposit directly. Start with any amount to test the platform; larger participation unlocks more opportunities.

Fund your account by depositing supported cryptocurrencies (USDT, USDC, ETH, BNB) directly to your WeFi wallet address. You can also use fiat on-ramps through the platform or purchase crypto on exchanges and transfer. All deposits are instant and on-chain verifiable.

ITO (Initial Token Offering) Mining Units are your entry into WeFi's participation opportunities system. Each unit you purchase generates WFI tokens automatically every second until 2032. Think of them as self-mining digital assets that require zero maintenance - you own them, they mine for you 24/7/365.

After funding your account, navigate to the ITO section in your dashboard, select the package amount, confirm the transaction, and your units activate immediately. Mining begins instantly - no setup, no configuration, completely automated.

WeFi offers multiple income streams: ITO Mining Units generate WFI tokens automatically until 2032, stablecoin staking earns up to staking rewards, WFI token staking provides additional rewards, and the affiliate program offers commissions on network growth. You can stack all income sources simultaneously.

WeFi Gift Certificates are shares in the WeFi company itself - not tokens through the mining process. When you purchase ITO Units, you receive opportunities to participate in the WeFi ecosystem.

Stake your earned or purchased WFI tokens directly in the platform to earn competitive APY rewards. Staked tokens remain accessible - you choose your lock period (flexible, 30, 60, 90 days) with higher APY for longer commitments. Rewards auto-compound or can be claimed daily based on your preference.

Access your dashboard to claim ITO mining rewards anytime - they accumulate in real-time. Staking rewards can be claimed based on your chosen schedule (daily, weekly, or at maturity). All claims are instant and on-chain verifiable.

Yes. WeFi operates on self-custody - you control your wallet and assets at all times. Withdraw earned WFI tokens, staking rewards, or stablecoins whenever you choose. The only restriction applies to locked staking periods you voluntarily commit to for higher APY returns.

WeFi's compensation plan offers 7 income streams, including direct referral commissions, network mining rewards across 3 levels, rank advancement bonuses, and equity share in WeFi Global LTD. Any level of participation qualifies you to start. The plan rewards both personal ITO purchases and the growth of your network.

Absolutely. When you create your free account you will receive your unique referral code. Share it with friends, family, co-workers. When they start using the Wefi platform you will earn commissions on their activity at no cost to them. Referral earnings are passive — once someone joins through your link, you earn from their activity automatically.

Order your WeFi Card through the dashboard (virtual or physical). Virtual cards activate instantly for immediate online use. Physical cards arrive within 7-14 days; activate via the app by entering the card details. Load funds from your crypto balance, and use anywhere WeFi Card is accepted - 140M+ merchants worldwide.

WeFi provides integrated self-custody wallets for all major cryptocurrencies (BTC, ETH, USDT, USDC, WFI). You own your private keys - WeFi never has access. You can also connect external wallets like MetaMask, Trust Wallet, or Ledger hardware wallets for additional security layers.

WeFi offers multiple support channels: 24/7 live chat in the app, Telegram community groups with active moderators, email support with <24hr response time, and comprehensive video tutorials covering every feature. Your sponsor (that's us!) is also here to guide you personally.